Why you should hire an appraiser

Year after year, thousands of people in Massachusetts purchase, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. Even though there are a developing number of automated home valuation methods that might appear more practical than an appraisal, most lenders still need a local expert because the stakes are incredibly high. But is securing a mortgage the only reason to get an appraisal? Are there also cases when the services of a licensed, independent real estate professional might be helpful? You bet.


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Let National Home Appraisal Corporation help you challenge your tax assessment in Worcester County

It's possible you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a previous assessment of your house, so if prices have gone down in your area, you can challenge your assessment and save money. When building your case, an appraisal from National Home Appraisal Corporation is your best evidence. At National Home Appraisal Corporation,we can assist you in disputing your tax assessment.

National Home Appraisal Corporation can help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an added insurance plan that nearly all lenders ask homeowners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the real estate. This extra payment is often lumped into the monthly mortgage payment and is quickly forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, National Home Appraisal Corporation can provide you with a statement regarding the value of your home. The cost of the appraisal can generally be recovered in little time because you'll no longer be paying the PMI.

An appraisal from National Home Appraisal Corporation will help you settle a divorce with less stress

A divorce can be a very traumatic experience for both parties, and it is often even more complicated by the hard decision of who gets the house. It's a good idea to order an appraisal from National Home Appraisal Corporation so both parties are completely aware of the true market value of their home, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these affairs. And since a home or other property often makes up a disproportionate share of the total estate value, understanding the absolute value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let National Home Appraisal Corporation help you with relocating to or from Worcester County

We are aware of the headaches involved with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed process, we suggest relocating employees to provide input on the positive characteristics of their property, along with information about any new sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price

Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a more informed decision when determining your selling price. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. The price we charge isn't related to the sales price, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.